Chase Bank is one of the big banks that does allow you to cash a check. Express Account – no minimum balance, no credit check – no fee check deposit with instant access to funds (must have 16 transactions per month). So go in and open an account, then cash your check. Non Customers: 1% of the check’s Value – Max $4. A $500 check will cost you $5 to cash. More than 2,000 free online games. Play now! Game search: Arcade & Action: Test your hand and eye skills with quick action and challenging levels. See all Arcade & Action free games: Mahjong: Match your way through unique variations on the classic Chinese tile game. See all Mahjong. The only types of checks we cannot cash are personal checks. Cash limits and the costs to you. As of 2018, we have a check cashing limit of $5,000, although we increase this limit to $7,500 from January to April of each year. Our check cashing fees are $4 for any checks up to $1,000. For checks between $1,001 and $5,000, the fee is $8.
Your accountholders want instant access to their deposited funds. Strengthen your relationship with them by delivering the funds availability they expect, when they want it.
Immediate Fundssm from Fiserv is an instant check cashing platform that will help you deepen relationships by offering your customers or members instant access to funds when they deposit checks through teller, mobile and ATM channels.
Immediate Funds lets you meet a pressing demand from small businesses and consumers across all demographic groups – while generating revenue for your institution as a value-added service. You can count on Immediate Funds to deliver convenience for accountholders and goodwill for your institution.
An instant cashing platform that delivers the differentiated consumer experience the market demands
Customer Convenience
Delivered quickly through your existing mobile and ATM channels, and in-person at the teller line
Immediate Response, No Declines
Unique configuration allows accountholders to receive an offer of accelerated funds availability within seconds only when they've been pre-approved
Data Protection
Less worry for today's savvy consumers who are increasingly concerned about their personally identifiable information (PII)
Consistently High Approval Rates
Our model automatically attempts to approve the first transaction for every accountholder to grow adoption
Real-Time Delivery
Decisions on availability are immediately delivered to your staff, avoiding line delays or accountholder wait time
Easy Implementation
Requires no software installation and can be applied to all relevant points of check presentment
With Immediate Funds, you can provide faster access to funds from check deposits, giving them a more convenient way to access their funds at your financial institution rather than at an alternative financial service provider. Your financial institution retains complete control of the accountholder relationship via communications, branding, promotion and delivery.
Cash in on Convenience
Consumers want their financial institutions to offer immediate-funds services.
Related Content
Helping Consumers Clear the Check Clearing Hurdle
Changes in consumer behavior are an opportunity for financial institutions to deepen their relationships with accountholders by delivering available funds solutions to meet their immediate needs.
Read the article Immediate Funds Demo
Immediate Funds routes check deposit transactions through a decision engine that offers your customers instant check cashing in exchange for a fee.
Watch the videoImmediate Funds
A need for instant availability of check funds creates competition for financial institutions. View the brochure to improve your position against non-bank entities.
Read the brochureWhy Your Small Business Strategy Needs to Address Checks
In an era of mobile payments and online banking, checks – and the availability of funds – are still the lifeblood of small businesses.
Can You Cash Check Online
Read the articleThank you for your Interest
Cash My Check Online Now
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